Family guarantee

Getting a head start in property

ANZ Family Guarantee gives you a head start by making it easier for you to get into your home faster with help from certain family members. You can use ANZ Family Guarantee to buy a home or invest in residential property.

How ANZ Family Guarantee works

ANZ Family Guarantee allows certain family members to use the equity in their home as additional security for a portion of your loan amount. This means you may be able to buy a property sooner, avoid paying the premium for Lenders Mortgage Insurance and maximise the amount you can borrow.

ANZ Family Guarantee at a glance

• Buy your own property sooner
• Avoid paying the premium for Lenders Mortgage Insurance
• Maximise the amount you can borrow (up to 100% of the purchase price, plus costs such as stamp duty and other legal fees)
• Choose from a wide range of award winning* ANZ home and residential investment loans to suit your needs
• Guarantors can be parents, parents-in-law or step-parents (grandparents and siblings will also be considered)
• Guarantors can determine what portion of the loan they will secure (they don't have to provide a guarantee covering 100% of your loan amount).

Find out more

Call 1800 035 500 - 8am to 11pm (AEST), seven days a week

Visit an ANZ branch

Ways to apply for a home loan

Call us direct on 1800 100 641

• We come to you
• Visit an ANZ branch
• Apply online
• Download application form (PDF 96kB)

* Money magazine Home Lender of the Year Award 2010, 2008, 2007, 2006 and 2005, and AFR Smart Investor Magazine Home Lender of the Year Award 2005, 2004, 2002, 2001, 2000 and 1999. Australian Lending Awards, Mortgage Lender of the Year 2011 and Best Investor Lender 2011. The Australian Lending Awards is an independent initiative of The Adviser and specialist research and advisory firm RFI. ANZ’s Home Loan range achieved 5 stars across all of CANSTAR’s mortgage rating profiles.

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