Smart Choice TTR

Making a difference to your Super and Transition to Retirement (TTR) is easy

Opening your ANZ Smart Choice TTR account takes about 15 minutes in five simple steps.

What will you need to open your account?

To be a permanent resident or citizen of Australia or New Zealand.
What if I am not a permanent resident?
To be between 55 and 64 and not retired

Quick start

To fast-track your account set-up please answer the questions below.

Date of birth (DD/MM/YYYY)

*

Gender

*

Male Female

Have you chewed or smoked tobacco in the last 12 months?

*

Yes No

The information provided in this form is of a general nature only and has been prepared without taking into account your objectives, financial situation or needs. You should therefore consider the appropriateness of the information having regard to your objectives, financial situation and needs. You should read the ANZ Financial Services Guide and the ANZ Smart Choice Super and Pension Product Disclosure Statement (PDS) available by visiting www.anz.com/smartchoice or by calling Customer Services on 13 12 87 before deciding to hold or acquire the product.

Investment selection

Step 1 of 5

Based on your Quick Start information, the 'We Select' investment option appropriate for your age has been pre-selected. If you are satisfied with this selection, click 'Next' to proceed.

Alternatively, you can select from the 'Self select' options below.

Your selection can be easily changed at any time by calling 13 12 87.

Please select an option that suits you:

We Select - A pre-selected solution tailored to your age.

This is an investment solution that is appropriate for your age, which will automatically adjust your investment exposure (to become more conservative) as you move towards and into retirement. Additionally, an active asset allocation process may be utilised to increase or decrease your exposure to relevant asset classes within permitted ranges. This process is designed to optimise your investment performance by adjusting allocations to markets/asset classes which we believe will perform strongly or poorly in the future. The exposure to a broad range of asset classes is designed to diversify investment risk. In addition you can also hold a portion of your balance in ANZ Smart Choice – Cash. If you wish to do so adjust the percentages below.

ANZ Smart Choice Pension 1940s

%

ANZ Smart Choice Pension 1950s

%

ANZ Smart Choice Pension 1960s

%

ANZ Smart Choice Pension 1970s

%

ANZ Smart Choice Pension 1980s

%

ANZ Smart Choice Pension 1990s

%

Cash

%

(Total must equal 100%)

Self Select – If you prefer to choose your own investment mix.

This is a range of carefully selected investment options from which you can choose your own investment mix. You can choose to invest in as many or few options as you like. Simply specify the percentage that you would like to invest in each investment option. You can easily change your investment mix at anytime by contacting Customer Services on 13 12 87.

ANZ Smart Choice - Conservative

%

ANZ Smart Choice - Moderate

%

ANZ Smart Choice - Growth

%

ANZ Smart Choice - Australian Equities

%

ANZ Smart Choice - International Equities

%

ANZ Smart Choice - Global Property

%

ANZ Smart Choice - Global Fixed Interest

%

ANZ Smart Choice - Cash

%

(Total must equal 100%)

Insurance selection

Step 2 of 5

Based on your Quick Start information, the Death Insurance cover has been pre-selected below. If you are satisfied with this selection, click "Next" to proceed.

Alternatively, you can double or remove your cover by choosing from the options below.

Insurance premiums will be paid from your ANZ Smart Choice account, deducted monthly in advance.

Your selection can be easily changed at any time by calling 13 12 87.

Death cover only:

Sum insured

Annual premium

Double my death cover:

Sum insured

Annual premium

No thanks, please remove my automatic insurance cover

Insurance cover within ANZ Smart Choice Super and Pension is issued by OnePath Life Limited. OnePath Custodians reserves the right to change insurer, or vary the benefits or premium rates from time to time. For benefits and exclusions, please refer to the ANZ Smart Choice Super and Pension Product Disclosure Statement (PDF 1MB) and ANZ Smart Choice Super and Pension Additional Information Guide (PDF 300kB).

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* Required fields

Personal details

Step 3 of 5

Your details

Title

*

Given name

*

Middle name

Family name

*

Current residential address

Street address

*

Street address 2

Country

*

State

*

Suburb/town

*

Postcode

*

Province/region

*

Postal code/zipcode

*

Current mailing address

Is the mailing address the same as the residential address?

*

Yes No

Street address

*

Street address 2

Country

*

State

*

Suburb/town

*

Postcode

*

Province/region

*

Postal code/zipcode

*

Current contact details

Email address

*

Confirm email address

*

Preferred contact number

*

Preferred phone area code Preferred phone number Preferred mobile number

Alternate contact number

Alternative phone area code Alternative phone number Alternative phone number

Other

Are you an existing ANZ customer?

*

Yes No

Financial details

Step 4 of 5

Start up funds for your ANZ Smart Choice TTR account

You can add money to your ANZ Smart Choice TTR account using your ANZ Smart Choice Super account, any other super funds or other savings. So that this account can be opened successfully for you, it’s important that you provide the information in this section

Funding with Super

Do you have money with other super funds that you want to transfer to your ANZ Smart Choice TTR account?

*

Yes No

How many super funds will you be transferring amounts from?

*

What is the approximate total value of these amounts?

*

$

Funding with cash

Do you want to add a lump sum of money to your ANZ Smart Choice TTR account?

*

Yes No

What is the approximate total value?

*

$

Do you want to claim a tax deduction on this lump sum?

*

Yes No

Bank account information

Please enter your current ANZ bank account that you wish your pension payments to go into.

Account name

*

BSB

*

Account number

*

Payment information

Please enter your payment and frequency selections.

Payment amount

*

Other amount to be paid

*

$

Payment frequency

*

Date of first payment (DD/MM/YYYY)

*

Please note

Your pension payments will only commence when all the amounts you have nominated are received or after 60 days (whichever is earlier).
The government legislates that you must withdraw a minimum amount from your account each year. To ensure that you meet this condition, at the end of each financial year, any shortfall amount will be deposited to your nominated ANZ bank account.

Find out more detail on pension minimums.

Review

Step 5 of 5

Please review the following information on your selected options before proceeding to the next page.

Investment selection:

Investment allocation:

Insurance selection:

Sum insured:

Annual premium:

Name:

Address:

Preferred contact number:

Alternative contact number:

Date of birth:

Bank account details:

Pension Payments:

Date of first Payment:

Declaration and acknowledgement

Step 5 of 5 continued

By clicking the "I accept" below, it evidences my understanding of and agreement to all matters set out in this declaration and acknowledgement:

I acknowledge and understand that the information in this form is of a general nature only and has been prepared without taking into account my objectives, financial situation or needs. I have therefore considered the appropriateness of the information having regard to my objectives, financial situation and needs.
I have read, understood and agree to the ANZ Financial Services Guide (PDF 200kB)(FSG), ANZ Smart Choice Super and Pension Product Disclosure Statement (PDF 1MB) (PDS) ( including the ANZ Smart Choice Super and Pension Additional Information Guide (PDF 215kB) (AIG)) and the ANZ Smart Choice Electronic Banking Conditions of Use (PDF 100kB) (EBCU). I also agree to receive these documents electronically by accessing them via www.anz.com/smartchoice and that ANZ will not mail me these documents.
I request to be issued with an ANZ Smart Choice Transition to Retirement account;
- with the investment option as nominated by me in this form; and
- with (or without) the insurance cover(s) as nominated by me in this form.
I understand that the ANZ Smart Choice Super and Pension is a product offered by OnePath MasterFund (ABN 53 789 980 697, RSE R1001525) (Fund) and that I will become a member of the Fund if my application is approved. OnePath Custodians Pty Limited (ABN 12 008 508 496, AFSL 238346, RSE L0000673) is the Trustee of the Fund and is the issuer of the ANZ Smart Choice Super and Pension Product Disclosure Statement (PDS) (including the ANZ Smart Choice Super and Pension Additional Information Guide). OnePath Custodians is a wholly owned subsidiary of Australia and New Zealand Banking Group Limited (ANZ) but is not an authorised deposit taking institution under the Banking Act 1959 (Cth). Except as described in the PDS and AIG, an investment in this product is not a deposit or liability of ANZ or its related group companies and none of them stands behind or guarantee the issuer or the capital or performance of the investment.
I understand that insurance cover within the ANZ Smart Choice Transition to Retirement account is issued by OnePath Life Limited (OnePath Life) and OnePath Custodians reserves the right to change insurer, or vary the benefits or premium rates from time to time.
I acknowledge that I have read the Duty of Disclosure in accordance with the Insurance Contracts Act 1984 (Cth) and understand that if I do not comply with my duty of disclosure, OnePath Life may cancel or alter my insurance.
I acknowledge that investments in the ANZ Smart Choice Transition to Retirement account are subject to a range of investment risks, including possible delays in the repayment of withdrawals from your investment and loss of income and principal invested.
I agree to receive statements, confirmations, member notices or other communications regarding my investment by post, facsimile or electronic means to the address, facsimile number or email as notified by me.
I authorise the collection, use and disclosure of my personal information as outlined in the Privacy Statement section of the AIG.
I consent to ANZ and OnePath Custodians sharing my Tax File Number with each other and with other members of the ANZ Group, to the extent necessary to service our relationship with you and to carry on business as a group.

*

I accept the above declaration and acknowledgement

Next steps

To activate your account we will need to speak with you. Please specify a time you’d like us to call. We will also ask you for your Tax File Number at that time

What is the best time to call?

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