Important information

When opening an ANZ Online Investment Account, you should read and understand the following documents to ensure that the account is suitable for you.

The ANZ Online Investment Account Product Disclosure Statement (PDS)

The ANZ Online Investment Account PDS is designed to assist you in understanding the important aspects of the account. The PDS is provided to help you understand the benefits, risks and costs involved with the ANZ Online Investment Account and also sets out the terms and conditions applicable to the use and operation of this account. The purpose of the PDS is to provide you with sufficient information about the account for you to make an informed decision as to whether or not this investment option is right for you.

You can download a copy of the Product Disclosure Statement (PDF 896kB).

The ANZ Financial Services Guide (FSG)

The purpose of the ANZ FSG is to ensure that customers understand key information about the types of financial services offered by ANZ. The FSG is designed to assist customers when deciding whether to use any of the financial services offered by ANZ.

The FSG includes information about:

• who we are
• the services we are authorised to provide to you
• how we and our associates are remunerated
• any potential conflicts of interest we may have
• our internal and external dispute resolution procedures and how you can access them.

You can download a copy of our Financial Services Guide (PDF 104kB).

Important Information

This product is jointly issued by ANZ (for the deposit account) and OnePath Funds Management Limited (for the Fund). The performance of an investment in the Online Investment Account is not guaranteed and can be volatile, particularly in the short term. Once the money that you have deposited is invested in the Fund, it is no longer held on deposit by ANZ or subject to any depositor protection under the Banking Act 1959.
Neither ANZ, OnePath Funds Management nor any other company in the ANZ Group guarantees your investment in the Online Investment Account or the performance of the product or its investments. Your investment in the product is subject to a range of investment risks. They include possible delays in the repayment of withdrawals from your investment and loss of income and principal invested.
ANZ and OnePath Funds Management recommend you read the Product Disclosure Statement (PDF 896kB) before deciding to acquire or hold the product.

You need Adobe Reader to view PDF files. You can download Adobe Reader free of charge.